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What do you mean by “a minimum of 10%” on my motor policy’s excess structure?

February 27, 2020

Suppose your basic excess is 10% of the claim with a minimum of R2 500. This mean that the lowest excess you’ll ever pay is R2 500. However, if the damage or loss of your vehicle is, for example, R50 000, you will need to pay 10% of that (R5 000). It’s R2 500 or 10% of the claim (whichever is higher).



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