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What does an NCB (no claims bonus) or previous insurance history on my motor policy refer to?

February 27, 2020

Your NCB (no claims bonus) or previous insurance history indicates how long you have had uninterrupted full comprehensive insurance without any losses or previous claims. The longer your track record, the bigger the discount you could receive on your monthly premium. With the inception of your policy, we require proof of your insurance history in order to maintain your discounted premium. Proof of your previous insurance needs to be submitted to us within 30-days of your policy inception date. If we do not receive your history, which can be obtained from your previous insurer(s), your premium will be adjusted and it could even affect your claim.